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How to File a Truck Accident Claim Most accidents on trucks are caused by inattention on the part of a truck driver or trucking company. The victims of injuries are typically required to make a claim to receive full compensation for accident-related costs. Medical bills are a typical expense for truck accident survivors. Insurance companies may request an independent medical exam to determine the severity of your injuries and the impact they have on your daily activities. Medical Care You must seek medical attention immediately following a truck accident to ensure your health and safety. In addition, seeking medical attention as quickly as you can makes it easier to document your injuries to use in your claim. This will also assist you to create an argument that your injuries are the result of because of the accident. Medical expenses are an important aspect of any claim for personal injury. They provide evidence of the severity of your injury and how it has affected your life. Without a thorough record of your injuries, you may not be able claim full compensation for all of your losses. In some instances, medical care might be too extensive to prevent you from working or going back to your regular activities. In this case, you may be entitled to compensation for the loss of income. Additionally, you might be eligible for reimbursement for the expense of any assistive equipment you require to make your life in the most normal way possible. As with all accidents the parties involved can be held accountable for an accident involving a truck. These include: Truck drivers: Drivers of trucks can be employees of companies who are under contract to work for a particular employer or an independent owner-operators who operate their trucks for themselves or a shipping company they contract with. If truck drivers are careless or reckless, or engaged in unsafe conduct on the road, they may be held responsible for causing the crash. Other drivers When the negligence of another driver contributed to the crash, the driver may be held responsible. It is not uncommon for other drivers to share the blame when it comes to truck accidents, especially when the other driver was driving in a reckless manner or was distracted. The parties at fault may attempt to deny your claim by avoiding the blame and recording your statement against you, or even tricking you into admitting guilt. You must hire an experienced attorney for truck accidents. Your lawyer will fight to protect your rights and ensure that the responsible party pays you what you owe. Lost Wages Accidents involving trucks aren't the typical. These collisions are more serious and are more likely to result in long-term injuries and permanent disabilities. These crashes also carry more weight, which can put occupants at greater risk. There are many different types of truck drivers, such as owner-operators who own their own vehicles and contract with shippers to haul products for a charge or company drivers who drive the vehicles owned by their employers. Both are at risk for a crash that involves a commercial vehicle, depending on the circumstances of the accident. Anyone who is injured in a car crash and is unable work, may receive compensation for lost wages. They are in relation to the amount the money that they could have earned in the time they were unable to work because of their injuries. This is not just regular wages, but also benefits like paid time off and overtime. A judge will usually review the doctor's report prior to awarding damages to the injured party for lost wages. The letter should outline the treatment plan and also as the reason why they were not able to be able to work. A letter from the injured party's employer is also required. It is proof of their hourly or monthly wage, as well as the number of days they were unable to attend work due to their injury. After all the evidence has been collected After all the evidence has been gathered, your lawyer will create a demand package that outlines the amount you've suffered as a result of the truck crash. The package will be sent out with a clear message to insurance company of the other driver detailing the details of the situation and how you were injured. Negotiations could involve back-and-forth communication. If an agreement cannot be reached, your lawyer will file a suit on your behalf. In the majority of instances, a claimant will recuperate lost wages under the bodily injury liability insurance of the driver at the fault. If this is not possible the injured person may make a claim through their own auto insurance company. The claim will be up to the limit of their personal injury protection insurance (PIP). Pain and Suffering In addition to financial loss truck accidents can cause significant emotional and physical pain. These non-economic losses are typically harder to quantify a dollar amount on, but they nevertheless warrant monetary compensation. A skilled New York truck accident lawyer will review your case and determine the potential worth of your non-economic damages. Injury can force you to be unable to participate in your preferred hobbies or pastimes. You might miss out on vacations or other events that make your life more enjoyable. You are entitled to compensation for these losses. Other examples of non-economic losses are loss of consortium and enjoyment of life. If you're injured as a result of a collision with a large truck, it's important to seek medical attention as soon as possible. This will not only help you stay healthy as well, but it can also serve as critical documentation for any future personal injury lawsuit. Even if the injury appears small, it's important to undergo a thorough assessment. In time an experienced medical professional can determine the severity of your injury is and provide you with the appropriate treatment. coral springs truck accident lawyer will then review all evidence and draft an official demand letter describing your requirements for compensation. Your lawyer will forward the letter to the parties responsible and their insurance companies. Your lawyer will be able to bring them to trial if they do not adhere to your demands. This is a sign that you're not bending down and that they must treat you with respect if they wish to give you a fair and reasonable amount. Be prepared for the insurance company of the person who was at fault to contact you about the accident and any injuries that you sustained. They're often “wolves in sheep's clothing,” and will attempt to get information from you that they could make up out of context and use against you in court to minimize the amount you receive in settlement. By making your lawyer the sole handler of all communications with insurance providers and other parties, you will be sure to avoid making statements that could be used against you. Damages The most important part of an accident claim involving a truck is the damages. Damages can be financial (medical bills or lost wages) or non-economic (pain and suffering). In both cases however, there's one thing that all damages share they are the result of the negligence of a third party. Therefore, to receive compensation for these losses, the injured victim must be able to demonstrate that the responsible party did not exercise reasonable care while operating or maintaining their vehicle, or acted recklessly on the road. Due to the immense size and weight of these vehicles, victims may suffer severe injuries in even the most minor accidents. Even if your injuries aren't serious it is crucial to seek medical attention immediately. This will not only ensure your health and well-being, but will also provide the necessary documentation for your potential injury claim. This will help your insurance company determine the extent of your injuries and could help them prove that you'ren't as injured as you claim to be. It is also essential to keep track of all expenses incurred in connection with your accident. This will include any expenses you incur to get to doctor's appointments or other treatments and any property damage that occurs as a result of the crash. This includes your car which could be totaled in a serious crash, as well as personal possessions like watches and other jewelry. Insurance companies will often contact you to offer a settlement within a few days after a crash. It is not advisable to contact them or accept a settlement prior to consulting with an experienced truck accident lawyer. These people often try to entice you into accepting low offers that do not enough cover the costs associated with your accident. A reputable lawyer will be able to examine your records and provide you with a precise estimate of the worth of your case. Your lawyer will also determine if any additional damages, like punitive damages are available. These are damages designed to punish the person who committed the offense and deter others from engaging in similar conduct.